Wednesday, April 4, 2012

Automatic Investment Plan for March 27, 2012 And Some Updates

I was able to beat Kraft's (KFT) Ex-Dividend date of March 28, 2012.  My order of $350.00 worth of KFT stock posted on March 27, 2012.  I locked in 9.0937 shares at $38.49 a piece.

Also, on March 23, 2012, Waste Management (WM) paid a dividend to their investors.  I received $1.84 and reinvested it to get more shares.  The dividend bought me 0.05727 shares at $34.91.  It is so nice to get paid just by investing in a company.

To recap, our portfolio looks like this:

AAPL  = 2.1473 shares   = $1,331.11 (Market value as of 10:45 am 04/04/2012)
ETP     = 6.7367 shares   = $313.12 (Market value as of 10:45 am 04/04/2012)
GLD    = 2.1581 shares   = $338.77 (Market value as of 10:45 am 04/04/2012)
KFT    = 11.6030 shares = $443.47 (Market value as of 10:45 am 04/04/2012)
LULU  = 7.3301 shares   = $548.36 (Market value as of 10:45 am 04/04/2012)
MO     = 10.3151 shares = $321.83 (Market value as of 10:45 am 04/04/2012)
WM    = 5.2271 shares   = $182.69 (Market value as of 10:45 am 04/04/2012)
XLNX = 6.2860 shares   = $221.90 (Market value as of 10:45 am 04/04/2012)

Cash available = $225.68
Total Portfolio Value = $3,926.92 (Market value as of 10:45 am 04/04/2012)

If I were to play Jim Cramer's Am I Diversified Game where I look at my top 5 positions:
1. AAPL - Tech
2. LULU - Retail
3. KFT - Consumer Staple (Food)
4. GLD - Gold ETF
5. MO - Consumer Staple (Vice)
You will see that KFT and MO are overlapping sectors.  Normally I would have to switch out the weaker stock and replace it with either an energy, biotech of financial stock.  However, I can argue that KFT is more of a food and household pantry play and MO is more of my consumer vices play.  Also, both positions pay healthy dividends and are great recession plays.  People would still eat food (probably pre-packed like Kraft's Mac & Cheese) and addicted smokers will still smoke (as shown by my brother and sister).  So perhaps, I can get away with the overlapping sectors.

A small note:
Last week's Mega Millions Lottery price peaked at $656 Million dollars.  As millions of hopefuls lined up for hours and spent hundreds (some even thousands) of dollars on tickets with the hope of winning that record prize.  In spite of the lousy 1 to 176 million odds, people still hoped and prayed that they win the lotto.  Majority spent most of their disposable incomes (or worse, borrowed money) to gamble where the odds just plain suck.  If only they used some of the money to invest in a ROTH IRA or buying stocks, they would probably beat 99.9% of the Mega Millions hopefuls and made some money.

I for one, made some real money and only "lost" $1 in a Mega Millions Office Pool (Hey, it doesn't hurt.. All I needed was to be the 1 in 176 million).

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